Indie developers have been mostly making games with either managing time from their real jobs, or by financing their own projects and later just wishing that it might become a hit and they would get returns of their efforts. Most publishers dont wanna risk betting on indie games from developers who have no street credibility, and at the same time most indie developers are unable to even show their games to big time publishers to actually show them what they want to do and if someone would fund them.

Out of that despair is formed.. Indie-Fund. A Service to loan money to indie developers (without putting a mortage on their house), so that they can go ahead and finish their project without worries of feeding their babies. So, if you have a killer idea for a unique indie game that has potential for marketability and return profits then your application can be accepted by Indie-Funds. They currently have enough budget to support 4 or 5 games for 2 year development cycle and for that they are now taking submissions from indie game developers.

So, if you are one of those short on budget, big on ideas.. then apply. Finally you dont have to sell your kidney just to make your dream game, or resort to prostitution (which u were hoping to do anyway)!

Apply for a fund @ Indie-Fund.com

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